Industries
Insurance questions change by industry.
Use these industry pages to prepare practical risk context before discussing cover with an adviser.
Hospitality
Hospitality and cafes
Food service businesses often combine public liability, property, stock, equipment, staff, and interruption exposure.
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Retail
Retail and ecommerce
Retail risk is shaped by stock, customers, online sales, imported products, premises, and business interruption.
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Trades
Construction and renovation trades
Trades and renovation businesses face site work, tools, subcontractors, contract terms, and liability questions.
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Landlords
Landlords and property investors
Property investor risk depends on occupancy, rental use, maintenance, inspections, vacancy, and record keeping.
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Professional services
Professional services
Advice, design, consultancy, and professional work can create liability that is different from ordinary public liability.
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Wholesale/import
Wholesale and import businesses
Import and wholesale risk is shaped by product responsibility, stock accumulation, logistics, and contract terms.
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Small offices
Small offices and service firms
Office-based businesses still need to consider liability, equipment, data, staff, leases, and business continuity.
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Home-based
Home-based businesses
Running a business from home can change insurance needs, especially where clients, stock, equipment, or advice are involved.
View industry prompts